Juttu Poolamma

Age: 40 Year
Village: Dosapally

Family Members:
Anitha, 16 years (Daughter)
Suresh, 11 years (Son)
Mamatha, 7 years (Daughter)

Widow with 3 children, Padma is living with her parents. After 14 years of marriage her husband died of Rabies. In spite of her life being mired in innumerable challenges, she has educated her children with elder daughter Anitha studying in class 10th at Gajjada village, son Suresh studying in class 7th at Sangareddy hostel and younger daughter Mamatha studying in class 4th at Dosapally village.

She is the lone earning member in her family, main income source being daily labor, earning Rs. 450 per month (9 US$). She has inherited one goat and half acre of unproductive dry land from her mother. She is not a member of SHG and has borrowed Rs. 3000 from money lenders to perform her husband’s death ceremony.

When her husband was alive she was member of MFI but dropped out after his death because there was no definite source of income to take the rigors of Micro Finance activity.

Padma naturally got empanelled as Ultra Poor Member through the targeting process and our transformative livelihood plans have brought in load of difference. Choosing goat rearing as livelihood option as it is amenable to her regular daily wage earning, she is into second cycle of livelihoods, enlarging the stock and moving forward confidently. She is now prepared to take up micro insurance policy facilitated by SKS, that gives her old age endowment and regular pension from 60 years of her age onwards.